Insurance And Finance

Peaceful treatment setting in San Diego

We Are in-Network Preferred Providers With The Following Insurance Plans:.

  • Anthem Blue Cross
  • General HMO
  • General Prudent Buyer PPO
  • Select HMO
  • Priority Select HMO
  • Select Plus HMO
  • Absolute Total Care
  • Advanced Health
  • Aetna
  • Affinity Health Plan
  • AgeRight Advantage
  • AgeWell New York
  • AHF
  • Alabama Medicaid Agency
  • Alameda Alliance for Health
  • Alaska Medicaid Health Enterprise
  • Align Senior Care
  • Alignment Health Plan
  • AllCare Health
  • Allegian
  • Alliant Health Plans
  • Allina Health | Aetna
  • Allina Health
  • AllWays Health Partners
  • Allwell
  • Aloha Care
  • Altus Dental
  • Ambetter
  • American Health Advantage of Florida
  • American Health Advantage of Mississippi
  • American Health Advantage of Missouri
  • American Health Advantage of Oklahoma
  • American Health Advantage of Texas
  • American Health Advantage of Utah
  • American Health Advantage
  • Americas 1st Choice
  • Amerigroup
  • AmeriHealth Administrators PA
  • AmeriHealth Caritas
  • AmeriHealth New Jersey
  • AmeriPlan
  • Ameritas
  • Anthem
  • Aon
  • ArchCare
  • Arizona Complete Health
  • Arizona Foundation
  • Arkansas Blue Cross and Blue Shield
  • Arkansas Foundation for Medical Care
  • Arkansas Health Wellness
  • Ascension Complete
  • Aspire Health Plan
  • Aspirus Arise
  • Aspirus Health Plan
  • Astiva Health
  • Asuris Northwest Health
  • ATRIO Health Plans
  • AultCare Health Plans
  • Avera Health Plans
  • AvMed
  • Avēsis
  • Banner Health
  • Banner University Family Care
  • Baptist Health Plan
  • Beam Dental
  • Benefit Source
  • BEST Life
  • Beta Health
  • Blue Care Network of Michigan
  • Blue Cross and Blue Shield of Kansas City
  • Blue Cross and Blue Shield of Kansas
  • Blue Cross and Blue Shield of Louisiana
  • Blue Cross and Blue Shield of Minnesota
  • Blue Cross and Blue Shield of Montana
  • Blue Cross and Blue Shield of Nebraska
  • Blue Cross and Blue Shield of New Mexico
  • Blue Cross and Blue Shield of North Carolina
  • Blue Cross and Blue Shield of Oklahoma
  • Blue Cross and Blue Shield of South Carolina
  • Blue Cross and Blue Shield of Texas
  • Blue Cross and Blue Shield of Vermont
  • Blue Cross Blue Shield of Alabama
  • Blue Cross Blue Shield of Arizona
  • Blue Cross Blue Shield of Massachusetts
  • Blue Cross Blue Shield of Michigan
  • Blue Cross Blue Shield of North Dakota
  • Blue Cross Blue Shield of Northeastern Pennsylvania
  • Blue Cross Blue Shield of Rhode Island
  • Blue Cross BlueShield National
  • Blue Cross BlueShield of Wyoming
  • Blue Cross of Idaho
  • Blue Plus
  • Blue Shield of California
  • BlueChoice HealthPlan
  • BlueCross BlueShield of Tennessee
  • BlueCross BlueShield of Western New York
  • BlueShield of Northeastern New York
  • Boston Medical Center HealthNet Plan
  • Boston Medical Center
  • Brand New Day
  • Braven Health
  • BridgeSpan
  • Bridgeway
  • Bright Health
  • Buckeye Health Plan
  • California Dental Network
  • California Health & Wellness
  • CalOptima
  • CalViva
  • Capital BlueCross
  • Capital Health Plan
  • Care N' Care
  • Care Wisconsin
  • CARE1ST
  • CareFirst BlueCross BlueShield
  • Careington
  • CareMore
  • CareOregon
  • CarePartners of Connecticut
  • CarePlus Dental Plans
  • CarePlus Health Plans
  • CareSource
  • CDPHP
  • Centers Plan
  • Central California Alliance for Health
  • Central Health
  • Childrens Community Health Plan
  • Chinese Community Health Plan
  • CHRISTUS Health Plan
  • Cigna HealthSpring
  • Cigna
  • Clarion Health
  • Clear Spring Health
  • Clover Health
  • Colorado Access
  • Colorado Choice Health Plans
  • Colorado Community Health Alliance
  • Columbia Pacific CCO
  • Common Ground Healthcare Cooperative
  • Commonwealth Care Alliance
  • CommuniCare Advantage
  • Community Care Alliance Illinois
  • Community Care of Wisconsin
  • Community Care
  • Community First Health Plans
  • Community Health Alliance
  • Community Health Choice
  • Community Health Group
  • Community Health Options
  • Community Health Plan of Washington
  • Community Health
  • CommunityCare of Oklahoma
  • CommunityCare
  • CompBenefits
  • Comprehensive Care systems
  • ConnectiCare
  • Contra Costa Health Plan
  • Cook Children's Health Plan
  • Coordinated Care
  • CountyCare
  • Covenant Advantage
  • Coventry
  • CoxHealth
  • Crystal Run Health Plans
  • DAKOTACARE
  • Dean Health Plan
  • Decent
  • Dell Children's Health Plan
  • Delta Dental
  • Dental Care Plus
  • Dental Select
  • DentaQuest
  • Dentegra
  • DenteMax
  • Denver Health Medical Plan
  • Denver Health
  • Devoted Health
  • Dignity Health Plan
  • Dominion National
  • Driscoll Health Plan
  • El Paso Health Plus
  • El Paso Health
  • Elderplan
  • EmblemHealth
  • EMI Health
  • Empire Blue Cross Blue Shield
  • Encore Dental
  • Encore
  • Essence
  • Evergreen
  • Excellus
  • Experience Health
  • Fallon Health Weinberg
  • Fallon Health
  • Family Health
  • FamilyCare Health
  • Fidelis Care
  • First Choice Health
  • First Dental Health
  • First Health
  • FirstCarolinaCare
  • FirstChoice VIP Care Plus
  • FirstMedicare Direct
  • Florida Blue
  • Florida Health Care Plans
  • Freedom Health
  • Friday Health Plans
  • Gateway Health Plan
  • Geisinger Health Plan
  • Georgia Health Advantage
  • GlobalHealth
  • Golden State Medicare Health Plan
  • Great Plains Health
  • Group Health Cooperative of Eau Claire
  • Group Health Cooperative of South Central Wisconsin
  • Group Health Cooperative
  • Guardian
  • Gundersen Health System
  • Hamaspik Medicare Select
  • HAP
  • Harbor Health
  • Harken Health
  • Harvard Pilgrim Health Care
  • Health Alliance
  • Health Choice Arizona
  • Health Choice Generations
  • Health Choice Utah
  • Health First Colorado
  • Health First Health Plans
  • Health Net
  • Health New England
  • Health Partners Plans
  • Health Plan of Nevada
  • Health Plan of San Joaquin
  • Health Plan of San Mateo
  • Health Plus Michigan
  • Health Resources
  • Health Share of Oregon
  • Health Tradition
  • HealthChoice
  • Healthfirst
  • HealthLink
  • HealthPartners
  • HealthSmart
  • HealthSun Health Plans
  • HealthTeam Advantage
  • Healthy Blue Louisiana
  • HealthyCT
  • HeartlandHealth Plains
  • Highmark Blue Cross Blue Shield Delaware
  • Highmark Blue Cross Blue Shield West Virginia
  • Highmark Blue Cross Blue Shield
  • Highmark
  • HMSA
  • Home State Health
  • Hometown Health
  • Horizon Blue Cross Blue Shield of New Jersey
  • Humana Dental
  • Humana
  • HUSKY Health
  • iCare
  • ICS
  • Idaho Department of Health and Wellfare
  • IlliniCare Health
  • Imagine Health
  • Imperial Health Plan
  • Independence Blue Cross
  • Independent Health
  • Indiana University Health Plans
  • InHealth Mutual
  • Inland Empire Health Plan
  • Innovation Health
  • Integra Health
  • Inter Valley Health Plan
  • InterCommunity Health Network
  • Iowa Total Care
  • Jackson Care Connect
  • Jai Medical System
  • Kaiser Permanente
  • Kalos Health
  • Kansas Health Advantage
  • KelseyCare Advantage
  • Kern Family Health Care
  • Keystone First
  • Keystone Health
  • LA Care Health Plan
  • Liberty Advantage
  • LIBERTY Dental Plan
  • Liberty Health
  • LifeMap
  • LifeWise Health Plan
  • LifeWorks Advantage
  • Lincoln Financial Group
  • Longevity Health Plan
  • Louisiana HealthCare Connections
  • Magellan Complete Care of Arizona
  • Magellan Complete Care of Virginia
  • Magellan Complete Care
  • Magnolia Health
  • MaineCare
  • Martins Point Health Care
  • Mary Washington
  • Maryland Physicians Care
  • McLaren Health Plan
  • MCS Classicare
  • MDwise
  • MedCost
  • Medical Associates
  • Medicare Traditional
  • Medicare Y Mucho Mas
  • Medica
  • MediGold
  • MedMutual
  • MedPartners
  • MedStar Family Choice
  • Memorial Hermann
  • Mercy Care Advantage
  • MercyCare Health Plans
  • Meridian Health Plan of Illinois
  • Meridian Health Plan
  • MetLife
  • MetroPlus
  • MHS Health Indiana
  • MHS Health Wisconsin
  • MHS Health
  • Michigan Complete Health
  • Midlands Choice
  • Minuteman
  • MMM of Florida
  • Moda Health
  • Molina Healthcare
  • MoreCare
  • MotivHealth
  • Mountain Health CO-OP
  • Mutual of Omaha
  • MVP Health Care
  • Nascentia Health
  • Nationwide
  • Nebraska Total Care
  • Neighborhood Health Plan of Rhode Island
  • Network Health
  • New Dental Choice
  • New Mexico Health Connections
  • NextBlue of North Dakota
  • NH Healthy Families
  • NHC Advtange
  • Northwell Health
  • Ohana Health Plan
  • Ohio Health Choice
  • Ohio Integrated Care Providers
  • Ohio PPO Connect
  • OneCare
  • Optima Health
  • Oregon's Health CO-OP
  • Oscar Health
  • Oxford Health Plans
  • PA Health and Wellness
  • PacificSource Health Plans
  • Paramount
  • Parkland Community Health Plan
  • Partners Health Plan
  • Partnership HealthPlan of California
  • Passport Advantage
  • Passport Health Plan by Molina Healthcare
  • Patriot Health
  • Peach State Health Plan
  • Peoples Health
  • Perennial Advantage
  • Phoenix
  • PHP Advantage
  • PHP Indiana
  • Physicians Health Plan Michigan
  • Physicians Health Plan
  • Physicians Plus
  • Piedmont Community Health Plan
  • Piedmont
  • Positive Healthcare
  • PreferredOne
  • Premera Blue Cross and Blue Shield of Alaska
  • Premier Health
  • Presbyterian
  • Prevea360
  • PrimeCare Dental
  • PrimeTime
  • PrimeWest Health
  • Principal
  • Priority Health
  • Priority Partners
  • ProCare Advantage
  • Prominence Health Plan
  • Providence Health Plan
  • Provider Partners
  • PruittHealth Premier
  • QualChoice
  • Quality Care Partners
  • Quality Health Plans
  • Quartz
  • Regence
  • Reliance Medicare Advantage
  • Renaissance
  • RiverLink Health
  • RiverSpring Health
  • Rocky Mountain Health Plans
  • Sagamore Health Network
  • Samaritan Health Plans
  • San Francisco Health Plan
  • Sanford Health Plan
  • Santa Clara Family Health Plan
  • SCAN Health Plan
  • Scott and White Health Plan
  • Security Health Plan
  • Select Health Network
  • SelectHealth
  • Sendero Health Plans
  • Senior Whole Health
  • Sharp Health Plan
  • Sierra Health and Life
  • SIHO Insurance Services
  • Silver Summit Healthplan
  • Simply Healthcare
  • Simpra Advantage
  • Solis Health Plans
  • Solstice
  • Soundpath
  • South Country Health Alliance
  • South Dakota Department of Social Services
  • Southwest Life & Health
  • Sparrow Advantage
  • Stanford Health Care Advantage
  • State of Vermont
  • Steward Health Care
  • SummaCare
  • Sun Life
  • Sunflower Health Plan
  • Sunrise Advantage Plan
  • Sunshine Health
  • Superior Dental Care
  • Superior HealthPlan
  • Texas Children's Health Plan
  • Texas Independence Health Plan
  • The Alliance
  • The Health Plan
  • TLC Advantage
  • Together Health
  • Total Health Care
  • Tribute Health Arkansas
  • Tribute Health Oklahoma
  • Tribute Health Plans
  • Trillium Community Health Plan
  • Trilogy
  • True Health New Mexico
  • Tufts Health Freedom Plan
  • Tufts Health Plan
  • UCare
  • UHA Health Insurance
  • Ultimate Health Plans
  • UniCare
  • United Concordia
  • UnitedHealthcare
  • Unity Health Plans Insurance
  • Universal American
  • University of Maryland Health Advantage
  • University of Utah Health
  • Unum
  • UPMC Health Plan
  • Upper Peninsula Health Plan
  • US Health and Life Insurance Company
  • Valley Health Plan
  • Valor Health Plan
  • Vantage Health Plan
  • Ventura County Health Care Plan
  • Vermont Blue Advantage
  • Vermont Medicaid
  • Vibra Health Plan
  • VillageCare
  • VillageHealth
  • Virginia Premier
  • Visiting Nurse Service of New York
  • Vista
  • Vitality
  • Viva Health
  • WellCare
  • WellFirst Health
  • Wellmark
  • West Virginia Family Health
  • West Virginia Senior Advantage
  • Western Health Advantage
  • Western Sky Community Care
  • Willamette Dental
  • Willamette Valley Community Health
  • WPS Health Insurance
  • WYHealth
  • Wyoming Department of Health
  • Zing Health

Insurance Form

PMR Accepts Most Major Private Insurance plans. We are unable to accept Medicare, Medi-Cal, Tri-Care or similar Government Programs.

Insurance Inquiry Direct Line at Facility 619.363.4PMR (4767)
FAX 619.655.4762

Insurance Accepted at Our San Diego Addiction Recovery Programs

Our admissions counseling staff will be happy to assist you in verifying your insurance plan benefits prior to admission. We can help you understand what your deductible will be, and if requested, private pay costs are available as well.

Insurance Expectations at Present Moments Addiction Treatment Centers

It is our intention to assist you in utilizing your insurance benefits. Authorization to use those benefits is based on specific medical criteria established by your particular insurance company. Our admissions counseling staff will discuss with you the treatment options available and possible course of treatment based on the benefits detailed in your plan.

Common Questions About Insurance and Drug Rehab

A common concern of those struggling with drug addiction is health insurance and cost of treatment.

Our admissions counselor's goal in helping you is to get you access to long-term care. Recent legislation has improved the odds of our clients'  insurance will cover these costs. Still, there are a lot of questions that arise at this point, especially regarding whether drug rehab is eligible for insurance or not.

How much treatment will insurance cover?

The coverage requirements and limitations depend on the type of policy a patient has. There may be some limitations concerning what kind of care is covered by the plan. For instance, insurance companies may pay for the detox process and the drugs needed during this stage (as most patients require medication during the rehabilitation process,) but they might not or only partially cover the subsequent rehab therapies a patient needs.

It is vital to check the fine print of the plan before enrolling into an inpatient (or outpatient) program to see how much of the cost the insurance company can cover.

How Do I Verify What My Insurance Will Cover?

Every plan offers a different degree of coverage, from specific doctors, clinics, drugs, and even particular services. Because the insurance marketplace is highly competitive, patients can choose from a variety of coverage plans.

There are several secure ways a person can check what their insurance covers:

  1. Call us at (619) 363-4767 and ask for a verification of benefits with the facility’s program.  It might help to have a copy of your card handy.
  2. Consulting the summary of coverage and benefits by logging into the account provided by the insurance company. This compendium holds a listing of all the services the insurance plan covers.
  3. Call or email an insurance company representative to ask them about the coverage. They will also provide information on what drugs the insurance covers or for what clinics or treatment plans they qualify.

There's Help Available - Start Now

According to a paper from the Bureau of Labor Statistics, 81% of employees with health insurance also had coverage for alcohol abuse treatment, and 75.5% had it for drug abuse treatment. In some cases, patients can receive coverage as a single plan. The most common type of coverage was for inpatient detox, quickly followed by outpatient programs and inpatient rehabilitation.

Help with Health Insurance

Ins Deductible

This graphic is great to explain deductibles. Click here for full document.

Ins Deductible

This graphic contains helpful Insurance Terminology, click here for the full document.

We Are in-Network Preferred Providers With The Following Insurance Plans:

 

Get in Touch with Our Caring Team

We are waiting for your call. Don’t hesitate, pick up the phone and dial 619-363-4767 today.

Your first call will be greeted by one of our intake counselors who will be able to provide information on what program would be appropriate for your situation, as well as information about the process of getting treatment at our facility, if appropriate.

If Present Moments is the right fit for your current situation you will be speaking to Admissions Director Mark Gladden, who will be your guide throughout the process of arranging travel and undergoing an initial detox (if necessary). Mark has been the guide for dozens of men and women who have gotten their lives back by entering treatment at Present Moments. He has earned his reputation as being truly dedicated to the recovery of others. Mark will be the one to ‘show you the ropes’ when it comes to admitting to our facility for treatment

present-moments-recovery-representative

You CAN Achieve Sobriety

We Are Here To Guide You